Securing your child’s future is one of the most important responsibilities parents carry — especially in a country where education, healthcare, and cost of living are rising every year. While child savings accounts and SIPs are useful, many parents are now opting for dedicated child insurance plans to combine two key benefits: Guaranteed or market-linked growth on savings Life protection in case the parent is no longer around In 2025, India’s top insurers offer structured child insurance plans tailored for long-term educational needs and financial protection. This guide will help you understand: What child insurance is What features truly matter…
Author: finance troop
In 2025, having a proper family health insurance policy is no longer optional — it’s an essential pillar of financial planning. A single hospitalization without insurance could easily burn through ₹2–5 lakh or more, forcing families to dip into savings or even take loans. A good family health plan covers all members under one policy, saves tax, offers cashless treatment, and ensures medical protection without disruption. But with so many plans in the market, how do you choose the best one for your family? This guide will help you: Understand what family floater health insurance is Know what features to…
Introduction India’s credit card market is booming, fueled by the rise in digital payments, UPI adoption, and rising aspirations in Tier 1 and Tier 2 cities. In fact, the Reserve Bank of India (RBI) reported that the number of active credit cards crossed 10 crore in FY 2024–25, registering a year-over-year growth of 28.4%. If you’re looking to maximize returns on your spending, cashback and rewards credit cards are your best bet. This article lists the 10 best credit cards in India for 2025 – chosen based on cashback rates, rewards programs, annual fees, user popularity, and issuer reputation. 5-Year…
Introduction: Is Your Mother Financially Protected? In Indian families, a mother is often the emotional and practical anchor — managing home, health, and harmony. Whether she is a working professional or a full-time homemaker, her contribution is irreplaceable. Yet, many of us overlook the importance of providing her with financial protection through life insurance. A well-chosen life insurance plan for your mother offers more than just peace of mind — it secures the future of the family, covers medical emergencies, and even takes care of ongoing responsibilities in her absence. But with so many plans available, how do you choose…
In this article, we will tell you about the entire process of taking a personal loan on Phonepe. This process will be very simple and clear, which will take you to your destination. Hundreds of people have easily got phonepe loan by reading our article. Before knowing about PhonePe instant loan, let us briefly know the PhonePe platform. PhonePe is a comprehensive digital payment platform, that allows online money transfers, payments, banking statements and consuming various financial services easily. What is a PhonePe Personal Loan? This is a type of loan. Like banking and non-banking institutions, PhonePe has started the…
Do you want to invest your earnings in the stock market, but are afraid to invest due to the fear of loss. So we will give you complete information about SIP vs FD. We will tell you about SIP vs FD, what to invest in, which is right for you, can you incur losses, what is the difference between the two. What is SIP and FD Systematic Investment Plan (SIP): It is a medium to invest in mutual funds. In this you can invest in both lump sum and small amounts. Its payment will be made directly from your…
What is cyber insurance? In the present digital age, internet use is an essential activity. Cyber network is helpful in taking any business to national and international level. Cyber attacks continue to increase rapidly in 2024. Cyber security is necessary to prevent this. It is suitable for small businesses, large corporations, departments and Basic damaging the structure. Ransomware viruses like phishing and Trojans steal and destroy sensitive data. . Cyber insurance can protect us from these attacks. 👉 According to the Q2 2024 report released by Check Point Research – Cyber attacks are witnessing a 30% annual increase globally reaching…
personal finance is a very important condition for a student. Student life is the most important and responsible time of life. The student remains carefree till higher education but as he studies further, he goes through many types of financial situations. A student must know how to manage finances while attending college. This skill is not limited only to saving but It is the basis of financial management of your future life. This skill trains us to manage the money we have, whether given by our parents, earned by us through jobs or received from scholarships. In this blog post,…
In your busy life, you try to fulfill all the needs of your family but something is left behind. You can take an appropriate decision by taking a life insurance policy for your loved ones. We will discuss life insurance in detail in this article. In this you will know what is the policy, why should you take it, what You need it. , which policy is right for you and for how long should you take it, we will discuss further. what is life insurance Life insurance is a companion to the policyholder’s family that provides financial security…